Legal

Terms & Conditions

The ground rules for using our website and engaging our firm — written to be read, not just filed.

Last updated: January 1, 2025

⚠️ Important: Nothing on this website constitutes investment, legal, or tax advice, nor an offer to provide such advice. Advisory services are provided only under a signed written agreement. See Section 3.

1. Acceptance of Terms

By accessing myfinanceglow.com or submitting any form on it, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, please discontinue use of the site. These terms apply to website use; client relationships are governed separately by a signed advisory agreement, which controls in the event of any conflict.

2. Who We Are

My Finance Glow is a finance and wealth management firm founded in 2020, located at 883 Vanasse Rd, Kettle Falls, Washington 99141, USA. Contact: (509) 684-6001 · info@myfinanceglow.com.

3. No Advice Through This Website

Content on this site — including articles, service descriptions, pricing pages, FAQs, illustrations, and market figures shown in decorative tickers or cards — is for general informational purposes only. It is not personalized investment, tax, or legal advice, and must not be relied upon to make financial decisions. Market data displayed on the site is illustrative and may not be current. Advisory recommendations are made exclusively through individualized, written advice delivered under an executed advisory agreement after a full assessment of your circumstances.

4. Eligibility

Our services are available to individuals and entities legally able to enter contracts, aged 18 or older, located in the United States. We may decline service to anyone at our discretion, subject to applicable law.

5. Engagements, Fees & Billing

6. Your Obligations

You agree to provide accurate, current information in forms and engagements; to use the website lawfully; not to attempt to breach, probe, or disrupt our systems; not to scrape, resell, or misrepresent our content; and not to impersonate any person or firm.

7. Intellectual Property

All content on this site — text, design, graphics, logos, and code — is the property of My Finance Glow or its licensors and is protected by U.S. and international law. You may view and print pages for personal, non-commercial use. Any other reproduction requires our written consent.

8. Third-Party Links & Services

The site may reference or link to third parties (custodians, mapping services, schedulers). We do not control and are not responsible for third-party content, availability, or practices. Any dealings with third parties are solely between you and them.

9. Disclaimers

THE WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND ACCURACY. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE FROM ALL ATTACKS. INVESTING INVOLVES RISK, INCLUDING POSSIBLE LOSS OF PRINCIPAL; PAST PERFORMANCE NEVER GUARANTEES FUTURE RESULTS.

10. Limitation of Liability

To the maximum extent permitted by law, My Finance Glow and its team shall not be liable for any indirect, incidental, consequential, special, or punitive damages — including lost profits or data — arising from your use of, or inability to use, this website. Our total liability relating to the website shall not exceed $100. Nothing herein limits liability that cannot be limited by law, including liability under a signed advisory agreement.

11. Indemnification

You agree to indemnify and hold harmless My Finance Glow, its principals, and staff from claims, damages, and expenses (including reasonable attorneys' fees) arising from your violation of these terms or your misuse of the website.

12. Termination

We may suspend or terminate website access at our discretion for conduct that violates these terms or harms our clients or systems. Client engagement termination rights are set out in your advisory agreement.

13. Governing Law & Disputes

These terms are governed by the laws of the State of Washington, USA, without regard to conflict-of-laws principles. Any dispute arising from website use shall be resolved in the state or federal courts located in Stevens County, Washington, unless you and we both agree in writing to arbitration. You waive any objection to venue in those courts.

14. Severability & Entire Agreement

If any provision of these terms is found unenforceable, the remainder continues in full force. These terms, together with the Privacy Policy, constitute the entire agreement regarding website use and supersede prior understandings.

15. Changes to These Terms

We may revise these terms; the "last updated" date reflects the current version. Continued use of the site after changes constitutes acceptance.

16. Contact

Questions about these terms? My Finance Glow — 883 Vanasse Rd, Kettle Falls, WA 99141 · (509) 684-6001 · info@myfinanceglow.com